Minimum $10,000 loan amount and maximum $100,000 loan amount. * Terms and conditions apply.
What we do
Take control of your finances today with a team of experts to show you how to get started.
Access checking and savings accounts, manage credit and debit cards, and take out home and equity loans.
Conduct 401K planning, access checking and savings accounts, and apply for commercial and small business loans.
Take care of your personal or professional banking wherever you are—at home or on the go.
What sets us apart
Manage all of your finances in one place.
Do all of your banking—personal and professional—under one roof.
Customize your banking according to your goals.
Leverage a full suite of online and mobile money management tools.
Enjoy surcharge-free ATMs, thanks to MoneyPass®.
Use your card at qualifying ATMs to avoid surcharge fees.
Secure your financial future with wealth-building strategies.
Take control of your wealth journey and financial success.
Business Banking
Business Savings Accounts
Discover how our financial calculators help you plan ahead and increase savings.
Ag & Business Loans
Secure business loans, ag loans, real estate loans, SBA loans, and more.
401(K) Planning & Administration
Develop & administer retirement plans that fit your business & employee needs.
Personal Banking
Personal Checking Accounts
Manage your spending in one place. Our online and mobile banking options give you quick access to your accounts and allow you to move and withdraw funds in a matter of minutes.
Personal Loans
Access a variety of loans including personal loans, vehicle loans, equity loans, and mortgages. We’re here to help make money management hassle-free for all of our customers.
Wealth Management
Invest in your future. Get financial management and wealth advisory from our team of professionals. We’ll guide you through the process so you can make informed decisions for your future.
About Us
Testimonials
BNC clearly has a focus on the community. When we first got started they really cared about how successful we were and why it was important to us, and you can tell that they want us to get better. BNC really cared about us succeeding.
You get a one-on-one relationship like you can't get at a lot of large banks. As a small business owner you never know what's coming next so you need a flexible relationship with your bank. I would never bank anywhere else other than BNC.
With over 50 years providing quality potatoes to our customers, It takes a strong work ethic, good partnerships (like our relationship with BNC National Bank) and in this case a true dedicated family commitment to continue growing day to day.
The entire staff at BNC made this process clear, concise, and expedited. Partnering with BNC National Bank to assist with our financing has helped our business grow to seven OrangeTheory Fitness locations and five AmeriCare locations with other franchisee ownership opportunities still available.
Our Approach
We treat our customers as individuals.
Every customer comes to us with unique needs. We'll prioritize your financial goals to achieve sustainable outcomes.
We seek to serve and to educate.
Through online education and personalized banking expertise, we ensure customers feel supported throughout their financial journey.
We give back to our communities.
Our local communities are the backbone of our operations and the inspiration for every great customer success story.
Getting Started
Schedule an appointment.
Have questions? We're here to help. Click the link to fill out a form and get in touch with one of our bankers. Your journey toward a brighter financial future starts today.
Schedule an appointment.
Set up a time to speak to a banker at BNC National Bank.
Speak with one of our experienced bankers.
Together, explore banking solutions to meet your everyday needs, including wealth management, loans, savings, and deposits.
Make a plan for your financial future.
Set up a plan to manage your funds and track your long term financial goals.
